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Welcome! If you're feeling stressed about money, you are so not alone. The good news? A few simple tools can make a huge difference. Below are the three spreadsheets we recommend most, depending on where you are right now.
Pick the one that fits your next step, and remember: progress beats perfection every time.
New to budgeting? Start with the Monthly Budget Planner
If you've never kept a budget (or you've tried and given up), this is the gentlest place to start. One simple dashboard shows where your money goes each month and how much you have left, so you can make choices with confidence.
Monthly Budget Planner Spreadsheet for Google Sheets
Price
$9.00 $15.00
Description
TAKE CONTROL OF YOUR MONEY WITH ONE SIMPLE, BEAUTIFUL MONTHLY BUDGET!
If budgeting has always felt complicated, this planner is your fresh start. One friendly dashboard tracks your income, spending, and savings, and the charts update the moment you type.
WHAT TO EXPECT
- 🌟 Your income, spending, and savings all live on one easy-to-read dashboard for a crystal-clear monthly overview.
- 🌟 Simple category budgets show what you planned, what you spent, and what's left at a glance.
- 🌟 Colorful charts help you spot spending patterns and make smarter money choices.
- 🌟 A quick transaction log takes seconds to fill in. No accounting degree needed!
- 🌟 Duplicate the tab each month to keep a running history of your progress.
- 🌟 Built for Google Sheets with your free Google account, so it runs on your laptop, phone, or tablet. (Heads-up: it is not designed for Excel or Numbers.)
- 🌟 Two pretty color themes are included, berry/lilac and ocean/mint, so you can pick the one that fits your mood.
- 🌟 Pay once, use forever. No subscriptions and no hidden fees.
A calm, confident relationship with money starts with one simple budget. Grab the Monthly Budget Planner and start today! 💕
Our spreadsheets are educational tools and are not personalized financial advice.
Ready to tackle debt? Grab the Debt Payoff Planner
Pick the snowball or avalanche method, enter your balances, and get a clear payoff plan with your debt-free date. Watching those balances shrink is seriously motivating.
Debt Payoff Planner Spreadsheet for Google Sheets (Snowball + Avalanche)
Price
$9.00 $15.00
Description
BUILD A CLEAR PLAN TO BECOME DEBT-FREE, AND WATCH EVERY BALANCE SHRINK!
Debt feels heavy when you can't see the finish line. This planner turns your balances into a step-by-step payoff schedule and shows you exactly when each debt will be gone.
WHAT TO EXPECT
- 🌟 Enter each debt once (balance, rate, and minimum payment) and the planner creates your payoff order automatically.
- 🌟 Switch between the snowball method (smallest balance first), the avalanche method (highest interest first), or set your own custom order.
- 🌟 See your projected debt-free date and how much interest you'll save by adding a little extra each month.
- 🌟 A payment log keeps track of every payment you make, so your remaining balances are always accurate.
- 🌟 Motivating progress bars and charts fill up as you go. Every payment feels like a win!
- 🌟 Track up to 50 debts, including credit cards, car loans, student loans, medical bills, and more.
- 🌟 Built for Google Sheets with your free Google account, so it runs on your laptop, phone, or tablet. (Heads-up: it is not designed for Excel or Numbers.)
- 🌟 Two pretty color themes are included, berry/lilac and ocean/mint, so you can pick the one that fits your mood.
- 🌟 Pay once, use forever. No subscriptions and no hidden fees.
You don't have to stay stuck. With a clear plan and a little momentum, debt freedom is closer than you think. Grab the Debt Payoff Planner today! 💕
Our spreadsheets are educational tools and are not personalized financial advice.
Want it all in one place? The Complete Money Dashboard [Best deal!]
Our all-in-one system combines monthly budgets, a yearly overview, a bill calendar, sinking funds, debt payoff, and net worth tracking. If you want the full picture, this is the best value.
Complete Money Dashboard & Annual Budget Planner for Google Sheets
Price
$26.00 $46.00
Description
SEE YOUR WHOLE MONEY PICTURE IN ONE PLACE AND FINALLY FEEL IN CONTROL!
Budgeting gets so much easier when every bill, paycheck, savings goal, and debt lives on one calm, color-coded dashboard. This all-in-one planner does the math for you, so you can spend your energy on decisions instead of formulas.
WHAT TO EXPECT
- 🌟 A guided Setup tab walks you through your income, bills, everyday spending, savings, and debts, and helps you set a budget for each category.
- 🌟 Twelve monthly budget tabs log every transaction and instantly show what you've spent and what's left in each category.
- 🌟 The Year-at-a-Glance Dashboard pulls all twelve months together automatically, with charts that make your progress easy to see (and celebrate).
- 🌟 A Bill Calendar shows every due date for the month and totals your bills by week, so cash flow surprises become a thing of the past.
- 🌟 The Account Balances tab keeps every checking, savings, and credit balance in one spot and updates as you add transactions.
- 🌟 Sinking Funds make saving fun. Set aside a little each month for vacations, holidays, car repairs, or gifts. (Up to 50 funds.)
- 🌟 Pay off debt your way with the snowball method, the avalanche method, or your own custom order. The Debt Payoff tab builds the plan and charts your progress. (Up to 50 debts.)
- 🌟 The Net Worth tracker lets you update assets and liabilities monthly and watch your net worth climb.
- 🌟 BONUS Cash Flow Planner: pick any date range and see income, bills due, and what's left to spend.
- 🌟 Built for Google Sheets with your free Google account, so it runs on your laptop, phone, or tablet. (Heads-up: it is not designed for Excel or Numbers.)
- 🌟 Two pretty color themes are included, berry/lilac and ocean/mint, so you can pick the one that fits your mood.
- 🌟 Pay once, use forever. No subscriptions and no hidden fees.
When you can see the full picture, money stops feeling scary and starts feeling like a plan. Grab the Complete Money Dashboard and take the first step today! 💕
Our spreadsheets are educational tools and are not personalized financial advice.
You've got this!
Every small step counts, and we're cheering you on.
XO, Daisy and the Debt Free Darling Team